When your loan exceeds the 2026 conforming limit of $832,750, you need jumbo financing. Connor structures jumbo loans for move-up and luxury buyers across the West Coast, including options that win rate-stuck buyers.
Get My Free Game PlanFigures are typical 2026 guidelines and vary by borrower, property, and lender overlays; all loans subject to credit approval.
A jumbo loan exceeds the annual conforming limit set for Fannie Mae and Freddie Mac, $832,750 in most 2026 counties, up to $1,249,125 in high-cost areas. Above that threshold, the loan is financed privately with its own guidelines. For larger homes around Vancouver, Camas, and the Portland metro, jumbo bridges the gap.
Jumbo guidelines are more nuanced than conforming loans and vary by investor, so working with someone who structures them regularly matters. Connor helps you position income, assets, and reserves for the strongest possible terms, and this is a common path for self-employed and high-net-worth borrowers.
A jumbo loan exceeds the 2026 conforming limit of $832,750 (up to $1,249,125 in high-cost counties). Above that, it's financed as a jumbo.
Typically 10-20% down, with stronger credit (often 680-720+) and 6-18 months of reserves. Programs vary, so Connor will match you to the best fit.
Yes. Connor regularly structures jumbo financing for self-employed and high-net-worth borrowers using appropriate documentation.
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